I could not help but think about the months of planning that went into the Royal Wedding. When anyone throws a big event they usually do plan for months however when someone passes away the immediate family has a day or 2 to find the $15K-$30K for a funeral. This is why we have life ... Read More
Employer Audits are Comming – Are you ready?
Like it or not, they’re coming. The Department of Labor’s enforcement division is focused on plan sponsor compliance with federal laws and regulations and will be performing audits throughout the country. While retirement plan audits have been commonplace, health and welfare plan audits have been ... Read More
DOL Audits and Compliance
DOL fines of $10,000+ are common in health & welfare plan audits Did you know that the DOL’s EBSA agency has 873 FTE’s and nearly 80% of their $183 million budget dedicated for enforcement? Over the years, we’ve spoken to numerous employers and group benefit plan ... Read More
Insurance Shops Mentioned In The Uptight Suburbanite – Carrier Pigeon
So I invited this young chap into my office more out of compassion than need. Guess what? He quickly switched me and saved me over three hundred and fifty bucks a month on auto, home and umbrella insurance. I learned very quickly that all insurance companies are not alike and many charge ... Read More
Sept 2017 Carrier Pigeon Article
Last week I stopped in to visit a potential advertiser (I got him) and received another education. If you are over sixty five and ordering supplemental insurance don’t get burned. While the government mandates that the insurance policies be exactly the same each company can charge what it wants for ... Read More
Why Students Going Abroad Need Travel Insurance
With fall right around the corner, many college students will be considering a semester abroad. These experiences are unique and unforgettable, but they should be so for the right reasons. If the thrill of learning and adventure calls you to explore other countries, it’s vital to consider ... Read More