So I invited this young chap into my office more out of compassion than need. Guess what? He quickly switched me and saved me over three hundred and fifty bucks a month on auto, home and umbrella insurance. I learned very quickly that all insurance companies are not alike and many charge dramatically different rates for very similar coverage. As a result I urged all of our readers to review their coverage and to get quotes from a variety of firms.
Last week I stopped in to visit a potential advertiser (I got him) and received another education. If you are over sixty five and ordering supplemental insurance don’t get burned. While the government mandates that the insurance policies be exactly the same each company can charge what it wants for similar coverage.
For example, a twelve ounce bottle of coke is a twelve ounce bottle of coke. You may find stores charging various prices but it will always be a twelve ounce bottle of coke. If you are ordering the F form of supplemental insurance it can be the “same can of coke” with different prices from different companies. I would never have known this if I had not visited the Insurance Shops on Bustleton Avenue in Feasterville. Government “speak” can be most confusing and can lead to erroneous assumptions.
Ron Hyman’s company represents tons of insurance companies. He is not a representative of any one company and has computerized his office so that he can automatically search all the firms for the best deal for his clients. It is great!
Believe this or not … I have had a policy from one firm for many years and have been paying $452.00 a month for excellent coverage. I assumed it was expensive because of its comprehensive coverage. (As most of our readers know I have had several health issues and never had to pay a penny. I assumed my coverage was costly because of its comprehensive coverage.) The Insurance Shops got me the exact same … repeat exact same … policy from another insurer for $244.00 a month. Let me say this again, I got the exact same policy with the exact same coverage for $208.00 dollars a month less. WOW!
If you need insurance, and we all do, I suggest you contact Ron at the Insurance Shops. He may be able to save you a bundle. He is also an entertaining guy with a marvelous sense of humor and can turn what can be an ordeal into a pleasurable experience.
