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Updates to Marketplace Plans and Medicare for 2020

Healthcare Open Enrollment is here! Medicare Oct 15 - Dec 7 Marketplace Nov 1 - Dec 15 This year promises to be more confusing than any previous year. There are too many changes to note here but most people will see changes for next year and be paying more for several reasons. Consumers who do [...]

By | November 4th, 2019|Uncategorized|Comments Off on Updates to Marketplace Plans and Medicare for 2020

Is Rental Car Insurance Necessary?

If you’re traveling for the holidays or planning vacations for this coming year, you might be looking into renting a car. There are many costs with rental cars, and one of them is rental car insurance. But is rental car insurance necessary if you have car insurance? We’ll help you figure that out. What is [...]

By | October 11th, 2019|Rental Car Insurance|Comments Off on Is Rental Car Insurance Necessary?

What’s new for the Affordable Care Act and Marketplace for 2020?

By | October 4th, 2019|Uncategorized|Comments Off on What’s new for the Affordable Care Act and Marketplace for 2020?

Is Pet Insurance Worth Getting?

Is pet insurance worth getting for your furry friends? And what exactly does pet insurance include? Don’t worry, Insurance Shops is here to answer all your questions about pet insurance. Is pet insurance worth getting? What exactly is pet insurance, and should you get it? Pet insurance is also known as pet health insurance because it [...]

By | September 12th, 2019|Pet Insurance|Comments Off on Is Pet Insurance Worth Getting?

Open Enrollment 2020 – What You Need To Know

Why use an Independent agent, like us, vs a captive agency? Suppose you like Chevy, but you can only shop Chevy your whole life and then one day a store opens that offers all the other companies like Ford, Lexus, Acura, etc. When you walk in, your choices are numerous name brands vs [...]

By | September 4th, 2019|Health Insurance|Comments Off on Open Enrollment 2020 – What You Need To Know

Why You Need Travel Insurance for Studying Abroad

The fall semester is coming up, and many students are preparing for a semester or year abroad. They’re booking flights and learning new languages and making travel plans. However, most students don’t prepare for insurance, which can hurt them in the long run. If you’re considering travel insurance for studying abroad, it’s a great way [...]

By | August 15th, 2019|Travel Insurance|Comments Off on Why You Need Travel Insurance for Studying Abroad

11 Reasons to Have An Umbrella Policy

Personal Umbrella Insurance is additional liability insurance, designed to pay out when your existing auto and homeowner’s/renter’s insurance policies are exhausted. For example, you may only have $300,000 in liability coverage on your car insurance. If you are in a car accident and found liable for $1,000,000, you would be on the hook for $700,000 [...]

By | August 5th, 2019|Umbrella Insurance|Comments Off on 11 Reasons to Have An Umbrella Policy

Important information regarding your Medicare Supplement plan C and F

Starting Jan 1 2020 these plans will no longer be available. If you have it already, you can stay on it. Prices of the C and F plans can rise by 300% or more over the next few years. This is the perfect time to come into Insurance Shops to review ALL your options and [...]

By | August 5th, 2019|Uncategorized|Comments Off on Important information regarding your Medicare Supplement plan C and F

College Bound

This month I was going to talk about health insurance and what college bound students can do while away, but, unfortunately, I received a call this morning that a close friend was killed in a motorcycle accident last night. It was only a few months ago that he was telling me how much he enjoys [...]

By | August 5th, 2019|Uncategorized|Comments Off on College Bound

Should You Get Disability Insurance?

People who work in a physically demanding job are inclined to have disability insurance. But many people who work an office job don’t give it a second thought. So should you get disability insurance? You never know what could happen. If you don’t prepare, a life-altering accident could keep you out of work and cost [...]

By | July 12th, 2019|Disability Insurance|Comments Off on Should You Get Disability Insurance?