Why You Need Travel Insurance for Studying Abroad

The fall semester is coming up, and many students are preparing for a semester or year abroad. They’re booking flights and learning new languages and making travel plans. However, most students don’t prepare for insurance, which can hurt them in the long run. If you’re considering travel insurance for studying abroad, it’s a great way to ensure you’re protected when you’re in a new country.

Why students need travel insurance

More and more students are studying abroad each year. Some universities offer standard insurance for their students, but that coverage may not be enough. Accidents of any kind can happen anywhere in the world. If you or your child ends up in the hospital while studying abroad, it’s stressful enough trying to navigate a foreign medical system in a new language away from parents. The last thing you want to worry about is the cost of hospital bills if you don’t have travel insurance.

Our Philadelphia travel insurance offers a variety of medical benefits for students studying abroad:

  • Worldwide medical coverage
  • No precertification penalty for inpatient or outpatient care
  • Pre-existing conditions covered with creditable coverage (including prior HTH Student Plans)
  • Coverage for illnesses and injuries related to terrorism
  • Coverage for contraceptive services, surgeries, and supplies

No one wants their child getting sick or injured abroad and away from the comforts of home. Therefore, being fully prepared is critical. A traveler is subject to a number of illnesses in other countries to which they may not otherwise be exposed. Car or bike accidents on unfamiliar roads can result in serious injuries can extensive medical care needs. You always want your child to be safe, and getting travel insurance for studying abroad is a great way to give them some protection away from home if the worst should happen.

Contact Insurance Shops for the best travel insurance policies

Insurance Shops of Philadelphia offers travel insurance for students that is affordable and designed for educational experiences and long-term travel. No matter where you’re traveling or for how long, we have great options to fit your needs. Contact Insurance Shops today to see how our travel insurance policies will keep your student in great hands.