Imagine this: You live in an apartment unit on the third floor. The neighbor directly above you decides to run the water in the tub for a bath – she turns the water on and walks away. She gets distracted by a phone call and forgets about the running water. Before long, the overflowing tub causes ... Read More
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Life Insurance Planning offer
I could not help but think about the months of planning that went into the Royal Wedding. When anyone throws a big event they usually do plan for months however when someone passes away the immediate family has a day or 2 to find the $15K-$30K for a funeral. This is why we have life ... Read More
Employer Audits are Comming – Are you ready?
Like it or not, they’re coming. The Department of Labor’s enforcement division is focused on plan sponsor compliance with federal laws and regulations and will be performing audits throughout the country. While retirement plan audits have been commonplace, health and welfare plan audits have been ... Read More
DOL Audits and Compliance
DOL fines of $10,000+ are common in health & welfare plan audits Did you know that the DOL’s EBSA agency has 873 FTE’s and nearly 80% of their $183 million budget dedicated for enforcement? Over the years, we’ve spoken to numerous employers and group benefit plan ... Read More
Protect Your Pets With Philadelphia Pet Insurance
Do you own a pet? Most people’s pets are more than just animals that take up residence in their home; pets become additional family members. If your human family is covered by medical insurance, why wouldn’t you make sure your pet is covered, as well? Philadelphia pet insurance has become wildly ... Read More
How To Prepare For Driving in Winter Weather
With winter weather still holding on and bringing us snow and ice, it’s important to make sure you’re taking all the right steps to prepare yourself to drive in such conditions. Of course, shopping for the proper Philadelphia auto insurance should be the first thing you do. But what about after ... Read More