Medicare Tips: If you are turning 65, we can help you navigate the maze of Medicare to maximize your benefits for the least cost. We have helped thousands of seniors and do not charge a fee for our services to you. If you already have Medicare, we review your plan options and educate seniors on ALL their options. We have dedicated health professionals to help with all the drug plans choices. We patiently explain everything, so you understand your benefits. Between January 1 and March 31 each year, if you are enrolled in a Medicare Advantage plan, you can leave your plan and return to Original Medicare and buy a Part D prescription drug plan to supplement your Original Medicare. You also have the option to switch to a different Medicare Advantage plan during this time.
Homeowners Insurance tips: On your home policy, did you add the service line coverage. It is about $25/yr and can save you thousands. Did you add ID protection? Did you add sump pump overflow or sewer backup? We review every home policy with our clients and explain the coverage including the 20 extras that most people forget to add but are not included on a standard policy.
Auto Insurance Tip: Use a broker like us, who will shop your policy with many companies to always get you the best options NOW. You do not have to wait until the policy is up. You will be refunded for unused premium. We review and explain all coverage and help build the right plan for your needs. You do not get that help from online companies and that leads to people being not insured correctly and getting denied or under covered when claims occur. Use an expert like us for no extra charge and get 5-star services. Every week we save clients hundreds of dollars and sometimes thousands of dollars for the same coverage. It only takes a few minutes, to save.
Health Insurance Tips: We can enroll individuals all year long on many different types of plans. If you have lost your coverage, or are uninsured, we can still help. We help dozens of Employers construct the best plan for the employees. We can help with Qualified Small Employer Health Reimbursement Arrangement Plans (QSEHRA). This allows small employers to set aside a fixed amount of money each month that employees can use to purchase individual health insurance or use on medical expenses, tax-free. Exclusive employer group coverage/Union Group plans are now available with great tax benefits and savings. How much is your company wasting by not using us for help?
Life Insurance Tip: If your life insurance policy does not have living benefits, you need to upgrade your policy. This is why! We were able to deliver a check for over $200,000 to one of our clients. She is 29 years old and was diagnosed with breast cancer. We had previously got her a $250,000 life insurance policy with living benefits that paid up to 90% of the death benefit upon diagnosis. It totally changed her family’s story and she won’t go bankrupt or lose her home. Life insurance is generally not for you, it protects your family! (Now it is for you also with this product.) Are you protecting your family should COVID take a loved one? Get FREE quotes now from dozens of companies for Life and Disability Insurance.
Our Motto: We will do the right thing for you to protect you. If you can crash it, burn it, break it, earn it we can insure it! We Shop, You Save! Sure, you can do it yourself and then come to us for help to fix it because it was wrong, but get it done right the first time with an expert for less money.
