No matter how great of a planner you are, it’s not always possible to see ahead to unforeseen circumstances. If you’ve lost your health insurance coverage, short-term health insurance is a great option to help bridge the gap in coverage.
For those who have never had this type of health insurance before, it’s natural to wonder “How long can you have short-term health insurance”?
Below, this post will dive into everything you need to know about time limits for short-term health insurance coverage. Furthermore, you’ll learn how Insurance Shops can help you find the best short-term health insurance plan for your specific needs.
How Long Can You Have Short-Term Health Insurance?
Short-term health insurance is designed only to be used in certain circumstances. For example, some people need short-term coverage when they lose their job, change jobs, or have missed the open enrollment period. Other reasons for short-term health insurance coverage include early retirement or waiting between coverage periods.
With this in mind, the answer to the commonly asked question “how long can you have short-term health insurance?” is under one year. The federal law allows short-term to include up to 364 days, or just short of a year. Coverage that exceeds one year is no longer considered a short-term health insurance plan.
Shopping for Short Team Health Insurance Plans
In need of a short-term health insurance plan? Let Insurance Shops help! We represent a wide range of insurers to help meet a variety of healthcare needs. If you’re not sure which plan is best for you, one of our qualified agents will be happy to run through quotes and plans with you. Just give us a call at (215)-613-4999 or request a quote online today.
As experts in all types of health insurance plans, including short-term coverage, we’re here to answer any questions you may have about the process. With over 25 years in the insurance industry, we’ve seen it all. Our expertise and friendly customer service keep our customers coming back every time they need short-term health insurance coverage.