Medicare Tips: If you are turning 65, we can help you navigate the maze of Medicare to maximize your benefits for the least cost. We have helped thousands of seniors and do not charge a fee for our services. If you already have Medicare, we review your plan options and educate you on ALL your choices. We have dedicated health professionals to assist with all drug plans. We explain everything clearly and thoroughly, so you understand your benefits. Every year between January 1 and March 31, if you are enrolled in a Medicare Advantage plan, you can leave your plan, return to Original Medicare, and buy a Part D prescription drug plan to supplement your Original Medicare. You also have the option to switch to a different Medicare Advantage plan during this time.
Homeowners Insurance Tips: Have you added service line coverage to your home policy? Service line coverage is about $25/year and can save you thousands. Have you added ID protection, sump pump overflow, or sewer backup coverage? We review every home policy with our clients and explain the coverage fully, including the 20 extras that most people forget to add to their standard policy.
Auto Insurance Tips: Use a broker like us, who will shop your policy with many companies to get you the best options. We review and explain all coverage and help build the right plan for your needs. You don’t get that help online, and that leads to being not insured correctly–costing you extra! Use an expert like us for no extra charge and get 5-star services. Every week, we save a client hundreds of dollars and sometimes thousands of dollars for the same coverage. It only takes a few minutes to save.
Health Insurance Tips: We can enroll individuals all year long on many different types of plans. If you have lost your coverage or are uninsured, we can still help. We also help dozens of employers construct the best plan for their employees every year. Beginning in 2020, we can now help with Qualified Small Employer Health Reimbursement Arrangement Plans (QSEHRA). These NEW PLANS FOR 2020 allow small employers to set aside a fixed amount of money each month that employees can use to purchase individual health insurance or use on medical expenses, tax-free.
Life Insurance Tips: If your life insurance policy does not have living benefits, you need to upgrade your policy. Here’s why: we were able to deliver a check for over $200,000 to one of our clients at the end of 2018. She is 29 years old and was diagnosed with breast cancer. We helped her choose a $250,000 life insurance policy with living benefits that paid up to 90% of the death benefit upon diagnosis. It totally changed her family’s future–she won’t go bankrupt or lose her home. Life insurance protects both you and your entire family.
Our Motto: We will do the right thing for you to protect you. If you can crash it, burn it, break it, or earn it, we can insure it! We Shop, You Save! Sure, you can do it yourself and come to us to fix it because it was wrong. But you can also get it done right the first time, with an expert, for less money.