HSA Limits for 2021

The IRS has released the 2021 HSA Contribution limits and 2021 High-Deductible Health Plans limits as part of Revenue Procedure 2020-32. The new limits are as follows:

2021 HSA Maximum Contribution Limits

HSA                         2020                                2021

Self-only                          $3,550                                      $3,600

Family                             $7,100                                       $$7,200


2021 High-Deductible Health Plan (HDHP) Limits

HDHP (self-only coverage)                                                2020                 2021

Annual deductible not less than:                                                $1,350               $1,400

Annual out-of-pocket expenses don’t exceed                           $6,750               $7,000

HDHP (family coverage)                                                     2020                  2021

Annual deductible not less than:                                                $2,800              $2,800

Annual out-of-pocket expenses don’t exceed                           $13,800            $14,000

*Employees must be enrolled in an HDHP in order to be eligible to participate in an HSA