It’s a tough time to be a Philadelphian. The Phillies lost to the Astros, and now your thoughts are filled with the astronomically challenging task of choosing a proper plan for your healthcare needs. We can’t change the World Series outcome, but we can help you select some real winners out of the best health insurance companies in Philadelphia.
Larger Companies
When cast adrift in a sea of health insurance choices, sometimes looking at larger insurance companies with a proven track record can be beneficial. Independence Blue Cross (IBX) offers stellar options for individual, employer, and Medicare Advantage plans, and it even has options for managed care medical assistance (MA) through Keystone First and Children’s Health Insurance Program coverage through Keystone HMO. IBX has been a contender for over eighty years and they have kept the trust of the Philadelphia community throughout the myriad changes in the healthcare landscape. They also have the most user-friendly website and the highest rating on the Pennie insurance marketplace.
United Healthcare (UHC) is another large company with a respectable history, especially for individual and employer group coverage. They also offer many managed care plans in the Philadelphia area for customers on medical assistance, Medicare, or those who qualify for the dual health plan Medicaid/Medicare. UHC has existed since the Seventies and has built a reputation for quality health insurance across the nation. In fact, Investopedia ranked them as Best for Medicare Advantage plans for 2023.
A Newcomer
Oscar Health is relatively new (formed in 2012), but they have solidified themselves as an affordable option in the healthcare realm, all with several fresh takes on health and wellness. They have a virtual urgent care through their app that has a zero dollar copay for most plans and zero dollars for the medication prescribed from that visit (they also team up with Capsule to offer free delivery to subscribers within their service area). Oscar recognizes that exercise is paramount to good health and their app can interface with Google Fit or Apple Health to offer you one dollar per day to hit your step goals, up to seventy-five dollars in a year! They were also rated as a Best Value plan for 2023 on Investopedia.
Let Insurance Shops Be Your Rudder
Even knowing additional details about these stellar health insurance companies in Philadelphia may not assuage the daunting reality of choosing the right plan. That’s why Insurance Shops is available to collaborate with you and get you the best possible coverage for your specific financial, health, and personal needs. Visit us here for our phone, fax, or email. You can even enter some preliminary information about your insurance needs and one of our specialists will contact you via phone or email with the ball already rolling.
