Are you in the market for a hospital insurance policy that will cover you during life’s most trying times? An Aflac hospital policy may be exactly what you need. With a range of plans to cater to your specific needs, Aflac policies offer dependable, quality care with a touch of flexibility. If you’re interested in learning a bit more, come on a brief exploration of Aflac’s hospital policies with Insurance Shops!
Aflac Choice
Aflac Choice allows you to customize benefits based on your unique needs. With a simplified base plan and up to 3 riders, policy holders can get the benefits they need without paying for ones they don’t. A hospital visit or prolonged stay is stressful enough; choose Aflac Choice to keep financial pressure from worsening the blow. A few of the key features include:
- Guaranteed-issue options
- No participation requirements
- HSA-compatible options
- Opportunity to select any or all of three optional riders: Extended Benefits Rider, Hospital Stay and Surgical Care Rider, and Aflac Plus Rider
Aflac Hospital Advantage
Aflac Hospital Advantage is a hospital confinement indemnity insurance policy. It promises to offset rising medical costs by offering cash benefits for out-of-pocket hospital expenses not covered by typical insurance plans. Some of the advantages include:
- Four policy options available; two of which are guaranteed-issue
- Hospital Confinement Benefit amounts available up to $3,000
- One rate for all ages
- Increased issue age to 75
Aflac Hospital Protection
The Hospital Protection plan works along with your current comprehensive medical insurance, allotting direct cash payments to policy holders for hospital expenses that basic insurance won’t cover. Aflac will pay an additional amount for the first 5 days of a hospital stay.
Aflac Personal Sickness Indemnity
Prolonged sickness can be an all-consuming thing, oftentimes resulting in missed work and mounting bills; the financial toll can be devastating. The Aflac Personal Sickness Indemnity policy pays cash benefits directly to policy holders, giving them the flexibility to use the money where they need it most; whether it’s utility bills, uncovered medical expenses, or missed wages for work.
Choosing The Best Aflac Hospital Policy For You!
If you’re having trouble choosing between Aflac hospital policies, you don’t have to go it alone. Insurance Shops has many years of experience helping customers shop for and choose the insurance plans that best suit their lives. Don’t overpay for plans with options you just don’t need; let Insurance Shops guide you to the perfect plan for you. Reach out today!
