The process of buying individual health insurance can be overwhelming. From assessing your needs to finding a plan that provides the right amount coverage for your situation and budget, working with a professional insurance broker can save you a lot of headache. In this post, we look at the advantages of buying individual health insurance through Insurance Shops.
What is an Insurance Broker?
An insurance broker is an advisor, representative and negotiator acting on your behalf in the insurance marketplace. A broker listens to your needs to gain an understanding of your insurance requirements and budget, then searches the insurance marketplace for policies that meet the needs of your individual situation.
Insurance brokers receive a commission from the insurance companies they work with when placing clients, but there isn’t an incentive to place you with one insurance company over another. This system allows a broker to work at no cost to you, and to provide impartial advice and placement based on the insurance company and policy truly best suited to your needs. It’s important to remember an insurance broker represents you, and not the insurance company.
How Insurance Shops Can Help You
The advantages of buying individual health insurance through Insurance Shops include:
- An honest assessment of your needs.
- Impartial advice on which policies are best suited to your situation.
- Access to lower premiums.
- Assistance in understanding your policy, coverage and exclusions.
- Clear information on fees, as well as documentation of the entire process.
- Assistance in preparing claims.
- A process that provides a range of insurer options, as well as accurate comparisons between policies.
Conclusion
It’s important to work with a qualified insurance broker who understands your needs and can present the best options for you. Insurance Shops will assess your needs and run quotes for health insurance plans through the insurance companies in your area. Our experts can recommend policies that meet your needs and budget, as well as assist you during the enrollment process.
Insurance Shops has over 25 years of experience as a trusted resource for all your insurance needs. Fill out our contact form or call (215) 613-4999 for a free quote to get started!
