If you think that your general medical insurance is a cure-all for catastrophe, you may want to reconsider. In cases of accidents and critical illnesses, your standard health insurance may not cover everything. Luckily, there are plenty of alternatives for those who want a comprehensive web of coverage. Choosing accident and critical illness insurance grants you the security of knowing you’ll be thoroughly covered when a health disaster strikes, regardless of lost wages, deductible costs, and other personal payments. Let’s delve into the details!
Accident Insurance Coverage
Unpredictable and impossible to prepare for, accidents can leave the best of us in the worst of situations. Broken or lost limbs, bad burns, and deep lacerations can all be cause for serious medical attention and, in turn, serious medical bills. Though your general health insurance plan will cover the bulk of the damage, you may be left to fend for yourself with copayments, deductibles, lost wages, rent, and other basic personal costs. Accident insurance will either give you scheduled payouts to match uncovered costs or a lump sum to be used as you see fit.
Critical Illness Insurance Coverage
A critical illness can be crippling in more ways than one; physically taxing, emotionally draining and financially overwhelming, such illnesses can leave you and your loved ones feeling entirely depleted. It’s crucial to prepare for the worst, and getting critical illness insurance is a great way to do it.
Similar to accident insurance, critical illness insurance will give you the cash you need to mitigate uncovered medical costs, making it easier to have hope in devastating times. Without having to worry about mounting bills, lost income, and high deductibles, you and your family will be able to focus on what matters most; hope, healing, and time spent together.
Is Accident And Critical Illness Insurance Right For You?
Although certain work conditions and lifestyles may make you more susceptible to accidents, accident and critical illness is actually advisable for anyone who wants to safeguard their future from the financial toll of unforeseen medical catastrophes. If you have questions about which plans are best for you, or what accidents and illnesses are covered, Insurance Shops is here to help! Just reach out to us today to begin the journey toward a secure, stable future!
